l dryness?

whne my hubby tries to insert he fails due to l dryness. then he applies lubricant n insert its ok but we cant enjoy much as is loose n ha fails to discharge. i dont know what is the problem with me although i wnat to have but when it comes to insertion i fail to take it in. n i feel so frustrated when he fails to discharge.i think i get too anxious whiel taking it in. plz tell me whtaq to do. will k-y jelly help? how can i ease myself